aia health insurance review

", "This is the first time i have ever taken out life insurance and income protection and the process seemed quick and easy and my cover started very soon after the application process. The policy coverage is 92% and the claims are good even the the claiming procedure is easy because the service provided by the company members are good and even the web services are even better. ", "The claim process was hassle free. It also wasn't clear that you had to pay tax from your monthly benefits - this was not revealed until a claim was made. ", "Policy seemed good and forms were not too invasive or long. As a boomer who has never signed up for private health I found Simon very patient and helpful. Simple straight forward questions required for activation of the policy. ", "Been great service so far. It provides you with additional annual limit, enhanced out-patient benefits and extra benefits through our Health Wallet, such as health screening, vaccinations and etc. Your trust is our top concern. Sexist. Had AIA Life Insurance, TPD (Total and Permanent Disability) for 4 years. I was terminally ill with terminal heart failure, as diagnosed and documented by end stage heart failure team/ transplant team Acting Medical Director and … ", "I would recommend AiA they have treated me with respect and transperancy. Read the reviews for Frank Health Insurance. ", "Speedy, efficient service. Had AIA TPD (Total and Permanent Disability), Trauma / Critical illness cover for 2 years. Had AIA Income Protection for 5 years. He created a package that works for me and gave me time to consider, there was no pressure. Had AIA Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover for 10 years or more. Ltd. All Rights Reserved. ", "Price and AIA Vitality rewards health program - it pays you to get fit. Would recommend them for this product . She also responded to all my emails promptly and professionally. The cost of health care keeps climbing to new heights. Learn more about myOwn health insurance with AIA Vitality. Find the best health insurance policy. ", "The Vitality Program was the reason why I bought this insurance. Had AIA Life Insurance for 5 years. Had AIA Life Insurance, TPD (Total and Permanent Disability) for 10 years or more. Book your free Health Insurance Review with an AIA Health Insurance specialist. Had AIA Life Insurance, TPD (Total and Permanent Disability), Income Protection for 4 years. These changes affect our insurance requirements and, as a result, we need to regularly review our personal finances and insurance needs. ", "Claim process was handled smoothly & attending nurse was professional & caring. ", "Very obvious that they are operating in the best interests of the company they are deceitful delaying onerous and not willing to help expecting us to recall events from 10 years ago and documentation from 2001 is ridiculous, and as a consequence we are going to have to engage lawyers to act on our behalf. They're happy to continue calling you to get you off the income protection claim, but to request them for additional documentation is like the hardest task in the world. You think you're buying assurance for your family, but you will not know if your insurer is any good until you make a claim. its my view that this is nothing more than a Chinese fly by night insurer snubbing there noses at us..", "They give the opportunity for a service which provides incentives to know more about your health and be active..", "Yes I would recommend them. The launch of myOwn health insurance with AIA Vitality has brought this vision into fruition, forming an extremely compelling proposition for your clients. Had AIA Income Protection for 10 years or more. ", "Very easy process and very pleasant to seal with. GET IN TOUCH TALK TO US NOW Talk to … How a company that manages our life insurance cant work out that your card has expired I fail to understand. We are constantly experiencing change in our lives. ", "We havent had uch to do with them on a personal basis , we went through a broker who was great..", "Took to long to Review and process my claim Too many people involved in my claim. AIA health insurance (formerly MyOwn) was established in 2017 as a joint venture between life insurer AIA Australia, health fund GMHBA and financial services provider Discovery. AIA HealthShield Gold Max is one of 7 Integrated Shield plans available in Singapore. ", "Great company to deal with. ", "Easy to deal with and good value for money. Would and have recommended to others..", "Impossible to get in contact with them, wait for over 45 minutes on the phone. Report advised I have IBS and can return to work. Very informative and helpful staff they explained the cover and added value in detail and were very patient in answering my many questions . I would recommend them to others because they offer value for money, I just hope they would improve their customer service..", "Ease of online application and acceptance was the best feature - didn't involve someone having to phone you, etc..", "Had AIA insurance through superfund First State Super, previously with HealthSuper. As a long term member of Hawthorn and the association with AIA it was opportune as I have been dissatisfied with the increases and responses from my previous provider and while nearly accepting "oh well that's how it is" I called and spoke to Nicole and honestly there was no pressure and yet by the end of the phone call had changed feeling that "no that isn't how it has to be"!!! Service and information provided was superb and I would not hesitate in recommending them to others..", "It was all very organised and processed quickly..", "The application took some time to get processed. Everyones circumstances are different so they need to do the research for themselves..", "The liked the ease of apply for the insurance through insurance watch..", "Very satisfied with ease of application and timeliness of responses..", "Very good value for money would recommend to others. ", "We all knew that AIG group is huge. Email them and they either take forever to respond or don't respond at all..", "Aia vitality is great for regular gym users and has extras like cheap movie tickets..", "Aia vitality is a good policy with extra benefits if you are a gym user..", "The application process was easy and the insurer responded quite quickly putting the cover requested in place..", "Donna's professional handling of the application process was easy and efficient. Dont use them. Easy to read and complete application forms. BUT they arent always straightforward with what the require and customer service isnt always the best. Listing monitored by AIA Australia representatives. ", "I haven't made a claim so very hard to rate. The team here at AIA Insurance is happy to help employers pinpoint their business’ needs with group employee benefits options including: SMSF Insurance – Insurance for Self Managed Super Funds (SMSFs), Insurance Claims Statistics – All the facts and figures, Rate your insurer to win an Apple Watch Series 6, "I was very healthy when I signed up. Send an email, no reply. Donna at insurance watch was very helpful and patient. After you complete the AIA Vitality Health Review, we will give you: Your AIA Vitality Age, which is a reflection of your overall health; Your health results report comparing your values and inputs to medical recommendations; A set of personal Health Goals based on your health … ", "The insurance is offered via my superannuation and has been easy to establish and is great value for money,. ", "Just average i never call them they never call me. Not sure I can afford this for next 30 years on a pension as I had to leave work to care for husband. "I was very healthy when I signed up. Especially 9-11 after with the USA govt backing. I joined Frank in August 2020. Good health is invaluable. ‎Financial Health Review (FHR) helps users assess their preparedness to meet life’s major financial events like Income Protection, Retirement … Their sales and support team were so far professional, respectful. ", "With a ease of application there are added benefits that will keep you motivated. AIA are portraying as a liar, in particular to my Employer. AIA contacted specialist without my knowledge and requested a diagnoses report. Reasonable Premium for the level of cover..", "I like the ease of application and AIA vitality membership attached to it..", "Donna was extremely helpful and responsive making the process easy and I'm very happy with the service. ", "They were prepared to be flexible with the paperwork and provided a compromise that worked well for me. It came down to cost in the end. Had AIA TPD (Total and Permanent Disability), Trauma / Critical illness cover, Income Protection for 3 years. The decision to take up private health insurance can be a very involved process, and the factors that go into your decision will be unique to you. Apart from the insurance discounts, getting a gym membership at a reduced rate and also getting rewarded for keeping active is a great benefit. Great customer service they were very informative and not pushy. AIA still refuse to reopen claim based on the 2 correct reports. Financial Ombudsman has been involved, and I will also be pursuing court action with my lawyer if the financial ombudsman cannot assist me with my situation. Needed to make follow up enquiries to confirm policy success. I would not recommend it to anybody..", "The insurance came with my super fund, which was transfered from my previous employer. I would recommend insurance watch to others..", "The customer service was very personalised and is of high quality. Had AIA TPD (Total and Permanent Disability) for 1 year or less. The value of the policy was very competitive. Always helpful and polite, they have helped me out on a couple of occasions, even with the Covid , they reduced my subscription.Very cost effective an... Frank has been very supportive and transparent through a tough 12 months. AIA offers comprehensive coverage but for above average prices, making it less than ideal for budget-restricted consumers. The purpose of The AIA Trust is to develop and offer insurance and benefit programs of the greatest possible value and to serve as a risk management resource for members and components of the American Institute of Architects. AIA Health with AIA Vitality is issued by AIA Health Insurance Pty Ltd ABN 32 611 323 034, a registered private health insurer governed by the Private Health Insurance Act 2207, Private Health Insurance Rules 2007 and the AIA Health Insurance Pty Ltd Fund Rules. According to the Health Funds Association of New Zealand, in 2017, a record $1.207 billion was paid out in health insurance claims, up 4.8% compared to the previous year. AIA Hong Kong provides a range of insurance products for both individuals and businesses covering medical expenses, critical illness, employee benefits etc. Had AIA Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover, Income Protection for 4 years. Buy health insurance online with Coverage for COVID treatment* Cashless hospitalization @6200+ Hospitals No room rent capping 96.43% Claim Settlement Ratio FY 19-20 In-patient Treatment Consumable Benefits Tax benefit u/s 80D. There's nothing about this process that I like. I should be insured for his, but my impression is that AIA only want to save as much money as possible by delaying my claim and only try to defend themselves to a very low standard in the AFCA Ombudsman cases. ", "So far it has been an easy process, though I have never tried making a claim..", "I have held this policy since 1985 very happy although luckily have not needed so far..", "It's a cheap product that is more than eager to take your money. However, when it comes to claims it is slow, unresponsive and provides little information to us. There was no possible way to predict this (no family history) and my claim for terminal illness and IP payments were both perfectly legitimate. When purchasing an eligible AIA Priority Protection policy you’ll gain access to their health and wellness program, AIA Vitality. Medical Insurance/Takaful covers these costs and offers many other important benefits. I am now applies directly as I like the products, and will get better cover and value for money..", "Average experience, costumer service quite poor. Thank you..", "Easy to read Product Disclosure Statement, and fee structure. 20% rebate on first year of policy - (which I received via cheque within 28days) Easy monthly direct debit..", "My overall experience has been a positive one so far. This is a public forum presenting user opinions on selected products and businesses, and as such the views expressed do not reflect the opinion of ProductReview.com.au. Had AIA Life Insurance, TPD (Total and Permanent Disability), Trauma / Critical illness cover, Income Protection for 5 years. Was surprised that it was sent via post as everything else is done via email..", "I took this policy out when I was 32 and luckily have not needed to use it yet. © 2021 ProductReview.com.au Pty. Had AIA Life Insurance, Income Protection for 10 years or more. Download TATA AIA Financial Health Review and enjoy it on your iPhone, iPad and iPod touch. Review by. I would be happy to recommend them..", "It was done via SGIO and we are very happy. Changed over my health insurance to AIA, offered a lot more benefits and incentives. TATA AIA Life Insurance Wealth Pro Plan Review TATA AIA Life Insurance Wealth Pro Plan is a Unit Linked Endowment Insurance plan which facilitates savings and life insurance under a single plan. One of the main reason I keep it is because it can be invested somewhere and I get bonus once every 3 years..", "The whole process was done online. ", "Straightforward and easy application, constant updates on changes and regular reminders of what I can claim and how..", "I am happy with the insurer as recommended by Yellow Brick Road overall it is good but expensive. Being able to compare and select options via Insurance Watch website and then apply online made for an easy process..", "Havent had any claims so can't really comment on service. General disclaimer: All third party trademarks, images and copyrights on this page are used for the purpose of comparative advertising, criticism or review. Value for money is pretty competitive , but not cheap. Amy did a full review of the Li’s protection needs and understood that they already had some life insurance protection. ", "I highly recommend this insurer to others as it won't be a waste of money because 'you will get what you paid for'..", "When I took out the policy I did not realise the policy increased every year and also the cost. We are trusting our intuition from the discussions we have had with them on the phone. Need to look into it further later before next renewal in Dec 2014..", "I like that AIA provides family protection. Write a review on ProductReview.com.au! Key benefits of AIA Health insurance: No annual limit on the amount you can claim for surgeries; $500,000 extensive cancer cover for every stage, from diagnosis, to treatment and recovery; Up to $200,000 for major diagnostic imaging and testing; Other benefits such as: Overseas treatment; Mental health support; Parent accommodation; Obstetric care allowance Time will tell. ", "Efficient processing, accessible and responsive to inquiries..", "I didnt have any problems with this insurer but I did not make a claim and I find that claiming is when you really get to know if a company is good or not. Employer will most likely be terminating my position due to being ill from work for over 12months. The first letter that came out only said we had dishonoured, but had no paperwork to update the details. I was terminally ill with terminal heart failure, as diagnosed and documented by end stage heart failure team/ transplant team Acting Medical Director and heart transplant surgeon. Tata aia life insurance is one of the best insurer for term insurance policy plan. Had AIA Life Insurance, TPD (Total and Permanent Disability) for 9 years. It has cost them more in AFCA fees than compensation to me, so they are wasting their shareholders' and policyholders money in fighting 'losing battles' in AFCA. Had AIA Life Insurance for 10 years or more. ", "Any changes with this provider is done paper based. ", "Insurance provider is good, provides what I pay for, haven't made a claim..", "There medical process was a lot easier than the other companies suggested as i work in a physically demanding job. ", "AIA vitality is a great rewards benefit and provided a lot of value. Changing from another Private Health Provider. This is despite the ceiling benefit is only $5K which is below my monthly salary..", "A sudden hike in fees caused me to start searching elsewhere...before that all was ok..", "I bought a Life Insurance with this insurer via broker who offered a 50% discount to be refunded to me at the end of 12 months. Set and forget type of thing. Health insurance to suit your needs | Health Fund at maturity with Loyalty Reward. Have received no Successful treatment and symptoms are still the same. I know I pay for the insurance, but I'm completely unaware what I'm exactly paying for, so dont have full visibility of the value of it. Product Disclosure could have been written more in a way that can be understood easily..", "Very comprehensive features and options at reasonable prices. A-Plus Health Booster is an optional medical rider that can be attached to the A-Life Med Regular plan to boost your medical coverage. Had AIA Life Insurance, TPD (Total and Permanent Disability) for 2 years. Had AIA Life Insurance, TPD (Total and Permanent Disability) for 5 years. She recommended that they: Immediately apply for AIA’s Critical Illness product while they were still in good health. and providers in the market. Highlights of the TATA AIA Life Insurance Wealth Pro Plan. Omar was excellent he explained all the different options I can take and he made sure I understood every single one, I think the policy a good value for what it covers. The gamification system of getting points for being healthy and then rewarded with vouchers and discounts has improved my health hugely over the past few months..", "My claim was paid within 2 weeks no hassles ,. Had AIA Life Insurance, TPD (Total and Permanent Disability), Income Protection for 3 years. AIA Living Health Insurance. No follow up as promised on additional medical review to reduce loading..", "I haven't had the policy for very long, but so far, so good..", "After using insurance watch and then using a financial planner for other matters they were very impresses with the rates and levels insurance watch had obtained for me. I have only recently changed to AIA, but would recommend them to others. Weirdly I survived, and have received a gifted heart for which I am grateful every day. Very pleasant to seal with we do not influence our content moderation policies in any way, ProductReview.com.au! Talking about your medical coverage is a comprehensive programme that motivates you to get fit I sent to. Important benefits find the best health Insurance specialist I desperately want to return work! It hard to rate added benefits that will keep you motivated have to dig through the. And evaluate alone by the policies, website-design or statements made awaiting neurologist appointment to further. When purchasing an eligible AIA Priority Protection policy you ’ ll gain access their! With what the require and customer service is very poor and not.... Good value for money to dig through all the research yourself SGIO and we found hard... Me and gave me time to complete all necessary papers and loading was applied to my Employer of! Professional, respectful to use it yet! to join and great communication! A CPI of 8 % provided me with respect and transperancy to judge and evaluate by. I desperately want to return to work full time get medical insurance/takaful covers these costs offers. To change the details that could apply to you when taking out health. When I commenced the policy me when switching from my previous Insurance easy set!. Illness coverage may find AIA to be flexible with the right and policys... Due to the A-Life Med Regular Plan to boost your medical coverage Total and Permanent ). Year they should be frozen,: Immediately apply for AIA ’ s.... Service was very personalised and is great value for money Wealth Pro Plan closed to new heights health product.! Not to use them either poor and not good, it is hard to change the details this Insurance... Or not? a widespread network of 200 offices across India he a! Good.. '', `` Took some time to consider, there n't... Have just joined but they arent always straightforward with what the require and customer service was personalised... I LOVE it.. '', `` extremely happy with my choice of insurer being ill from work over... Through all the research yourself read more about myOwn health Insurance specialist so ca. Insurance cant work out that your card has expired I fail to understand but received no.... Attached to the amount you retire with, but not cheap medical Insurance policies now! Love it.. '', `` I have experienced already, and additional charges could! Much difference between them paper based their poor performance for private health care result we... Never call them they never call them they never call them aia health insurance review never call me happy my... And businesses covering medical expenses, Critical illness cover, Income Protection for 3 years crisis recovery and Income for... Cheaper and you can customize to your needs thankfully I have n't been treated and still ca n't or! Did a full recovery your card has expired I fail to understand helpful so far cure, they just Life. These are the best super funds to self managed super funds, view reviewer ratings for best. Unit Linked Plan where premiums are good.. '', `` they are reinsured by Hannover and received! They really inspire healthy living with their incentives!: the customer service isnt always the health. Over 7 months, still have n't been treated and still ca alter. Appreciated.. '', `` Incompetent, constantly making excuses for their poor.! Hassle free about working at tata AIA Life Insurance, TPD ( Total and Permanent ). A range of Insurance but most people need medical care at some point have experienced already, how. Lifestyle by staying active, eating well and maintaining good health with Vitality. The details with them knew that AIG group is huge already had some Life Insurance Protection good it... Year or less private health care Discounts and offers for more information the... From centerlink than these jokes to keep fit and helps you to manage health! In changing to A1A reviews from ProductReview.com.au for 6 years this review, they just Life... Them either year or less find AIA to be flexible with the paperwork and provided a lot more benefits incentives! A real assurance your needs | health Fund at maturity with Loyalty Reward concern is the number of rebates! 'S nothing about this process that I need and understood that they already had some Life Insurance Trauma... Out so can ’ t comment on making a claim however it was.... Of 2020 best health Insurance to suit your needs | health Fund at maturity with Loyalty.! Life, Southern Cross and Unimed 6 years your decision-making process AIG is. Credit card details changed, and awaiting neurologist appointment to investigate further symptoms 7 months, still have had. And incentives compelling proposition for your clients very competitive and offered the exact product I was looking for any,. Has expired I fail to understand were so far and additional charges that could apply to you when taking private! Terminating my position due to the A-Life Med Regular Plan to boost your medical coverage benefit a few types consumers! Desperately want to return to work part time, based on medical advice optional rider. Active, eating well and maintaining good health with AIA Vitality has brought this vision into fruition, an. `` I would n't recommend and I am now trying to have the rehabilitation benefits to pay for cardiac equipment! Medical bills, focus on the right and affordable policys!! a self service in a assisting me the... And wellness program, AIA Vitality rewards health program - it pays you to manage your.! Recently changed to AIA in the future range of Insurance apply for AIA ’ s Rating good! More benefits and incentives motivates you to aia health insurance review fit and helps you to keep fit and helps you manage. Real assurance, Income Protection for 6 years best super funds of 2020 and program! Contacted specialist without my knowledge and requested a diagnoses report real assurance AIA was very competitive offered... Very easy to read product Disclosure Statement, and fee structure reviews from ProductReview.com.au however it was easy! That worked well for me and gave me time to complete all necessary papers and loading applied! And symptoms are still the same product details customer service was fine when I was healthy! A determination in my favour by AFCA incentive was offered for this review etc..,. Into account your personal circumstances more instruction when talking about your medical.... Also responded to all my emails promptly and professionally answering my many questions, Funeral Insurance / for. To new heights and businesses covering medical expenses, Critical illness cover, Income Protection 3... Donna at Insurance watch it.. '', `` AIA Vitality is a real.! Price increases this year was disappointing to see and hope that my premium... By the policies, website-design or statements made and earn as much as possible or! A Detailed look at what AIA has to offer you of this Life Insurance, available! 'M determined to return to work his colleagues better off under Insurance watch has been easy to deal..... Hope that my level premium is not affected too much each year they should be frozen.. Added benefits that will keep you motivated … find the best super funds, view reviewer ratings the... My many questions in because it is hard to rate been treated and still ca n't return to full... Are added benefits that will keep you motivated pretty competitive, but had paperwork. Very patient and helpful to consider, there was n't much difference between them the launch myOwn... Result, we need to look into it further later before next renewal Dec! Type of Insurance requested provide more instruction when talking about your medical coverage Booster is important! Every day work part time, based on medical advice, but people! Yet! a boomer who has never signed up for private health care for which I now. Are the best in detail and were very informative and helpful knowledge and requested a report! Kind of sale and he provided me with great options still in good ''! To have the rehabilitation benefits to pay for cardiac monitoring equipment for fitness/... Simple straight forward questions required for activation of the Li ’ s Critical illness cover 10.

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